See what our clients are saying.

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"Math doesn’t lie. The RYM strategy has changed our lives for the better in many ways. I now think about money in a totally different way than I did before."
~ Richard Kincade

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"We are now very laser-focused on paying down the first-position HELOC within 3 to 5 years"
~ Brad Cousino

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"After only 2 months, we have reduced our principal balance by $10,000... and now we have a goal and the focus to see that it's all paid off in 5 years or less."
~ Tommy Shannon

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"We are on track to pay off our home in six years. Plus, we love having the ability to access our money."
~ Pamela & Ray Powell

Hear RYM Strategy Success Stories

Curious about the experience of others who have taken this path? Check out just a few of our clients who have implemented the RYM strategy!

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What Our Members Are Saying About the HELOC Mortgage Payoff Strategy

Brittany Spieker

I can actually see my home being paid off in the near future — and being able to use the equity to invest in other properties. It was a no-brainer stepping stone to get you what I've always wanted to do, real estate investing.

Robert Cook

After 5 months, we have paid over $100,000, due to bonuses. RYM is completely different than everything we were taught growing up. Now we are very confident and feel like we have more control of our lives. We have hope and an incentive to pay off our house.

Greg Schinier

After 12 months, we have reduced our principal balance to $167,000. We used to be so concerned about running out of money. The concern has been illuminated in our lives. We had a handle on things before, but now we just don't worry about finances and running out.

Johnny Hubbell

After 10 months of using this strategy, we have reduced the principal by $17,000. RYM has changed our lives for the better. Everything being automated is a nice thing for sure.

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Jon Simmons

I have paid off as much in the last year as I did in the last 10 years with a mortgage. Honestly, I had no fears. Thanks to you guys, I understood my situation and could see no negatives to eliminating my mortgage this way.

Joe Pickavance

After 13 months, we've reduced our principal by $66,000. We have a positive outlook on paying off our only debt within 4.5 years and increased opportunity to invest, options unlimited.

David Jackson

We had our discovery call, and once I plugged in all of our numbers, I knew that this strategy was solid. RYM simplified everything. We have peace of mind, knowing our equity in our home is available for us to use should that need arise.

Michael Helsom

We're only a few months in, we have paid down our balance by $8,000. RYM has given me hope that I can set up some retirement other than just selling my house and the property owned by my business.

Esteban Lopez Jr

My original starting amount on my Heloc was $235,000. After 17 months, my principal is $119,000. RYM has given me hope that I can set up some retirement other than just selling my house and the property owned by my business.

Trenton Harrell

We are averaging over $600 / month against principal. We have used the HELOC to finish some projects in the short term. We have seen how the principal will goes down faster, and we have used credit cards to our advantage.

Matt Shanahan

In 6 months, we have reduced our balance by $35,000. It gives people options, whether you are looking to de-debt free or to use your house as an asset to make more income.

John Siamese

We have reduced our principal balance by approximately $40,000. The strategy has given us peace of mind. We know we are on a much faster track to achieving our financial goals. The future is bright.

Craig Cooper

In less than two years, we utilized the RYM strategy to acquire three additional properties, which we currently rent out for $3,725/month ($44,700 /year in revenue). In addition to the cash flow we've generated, our assets have increased from $390,000 to over $1,000,000 (currently $1,006,800). We also feel better about the future, no longer being fully reliant on 401k as our cash flow in retirement, knowing revenue, as well as increasing in value.

Blake Cook

RYM has introduced us to many more opportunities and enabled us to invest and plan for the future. Thanks to this program, we have a good thing going. We wouldn't dare lock our money up paying down on a traditional mortgage.

Alan Hansen

I sleep at night with confidence knowing that my future has a plan. Paying off our 'forever' home, using it to set up life-changing events for my family (i.e., life insurance plans and home-based businesses) and knowing that I won't have a mortgage payment going into my retirement years.

Matt Mullis

RYM has really opened our eyes to how banking and personal finance actually works. These concepts are vitally important to financial health, and nobody ever taught us this before. It helped secure our family's future; not just now but for our son in his future as well.

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Still need convincing?

Book a call to discuss your specific financial scenario to see if the RYM strategy can work for you.