See what our clients are saying.
"Math doesn’t lie. The RYM strategy has changed our lives for the better in many ways. I now think about money in a totally different way than I did before."
~ Richard Kincade
"We are now very laser-focused on paying down the first-position HELOC within 3 to 5 years"
~ Brad Cousino
"After only 2 months, we have reduced our principal balance by $10,000... and now we have a goal and the focus to see that it's all paid off in 5 years or less."
~ Tommy Shannon
"We are on track to pay off our home in six years. Plus, we love having the ability to access our money."
~ Pamela & Ray Powell
Hear RYM Strategy Success Stories
Curious about the experience of others who have taken this path? Check out just a few of our clients who have implemented the RYM strategy!
What Our Members Are Saying About the HELOC Mortgage Payoff Strategy
Chris Cawels
We are set for a 52-month payoff if I pay my home off in 5 years from now, it will allow me to retire way earlier than we first thought. That will change our lives. We are no longer worried about retirement.
Stephanie Gasparo
Our balance went down $30,000 the first month. After 8 months, we were able to also pay off $50,000 of debt. We used the extra money available to us in our HELOC to pay off our vacation timeshare and start working on investing. We know we will be able to retire with our house paid off and a little bit of passive income from the investments.
Pamela & Ray Powell
We are on track to pay off our home in six years. Plus, we love having the ability to access our money. It will enable us to keep our 'new home' into our retirement years, since we will own it free and clear.
Lance Rossetto
We started at $426,000 and, after 8.5 months, we're at $344,000. We reduced $82,000 in principal. Knowing that we will be able to pay off our home long before our retirement age, which will give us more time to keep saving for our retirement. We wish we would have done this years ago.
Danielle Garcia
After 13 months, we have reduced our principal balance from $323,500 to $194,000. Best financial gift and decision ever. RYM made it so we could afford a new home, all while keeping our old home, and still pay off the new one in 10 years or less. It was a life-changer for us, especially with a new baby.
