See what our clients are saying.
"Math doesn’t lie. The RYM strategy has changed our lives for the better in many ways. I now think about money in a totally different way than I did before."
~ Richard Kincade
"We are now very laser-focused on paying down the first-position HELOC within 3 to 5 years"
~ Brad Cousino
"After only 2 months, we have reduced our principal balance by $10,000... and now we have a goal and the focus to see that it's all paid off in 5 years or less."
~ Tommy Shannon
"We are on track to pay off our home in six years. Plus, we love having the ability to access our money."
~ Pamela & Ray Powell
Hear RYM Strategy Success Stories
Curious about the experience of others who have taken this path? Check out just a few of our clients who have implemented the RYM strategy!
What Our Members Are Saying About the HELOC Mortgage Payoff Strategy
Chris Cawels
We are set for a 52-month payoff if I pay my home off in 5 years from now, it will allow me to retire way earlier than we first thought. That will change our lives. We are no longer worried about retirement.
Stephanie Gasparo
Our balance went down $30,000 the first month. After 8 months, we were able to also pay off $50,000 of debt. We used the extra money available to us in our HELOC to pay off our vacation timeshare and start working on investing. We know we will be able to retire with our house paid off and a little bit of passive income from the investments.
Pamela & Ray Powell
We are on track to pay off our home in six years. Plus, we love having the ability to access our money. It will enable us to keep our 'new home' into our retirement years, since we will own it free and clear.
Lance Rossetto
We started at $426,000 and, after 8.5 months, we're at $344,000. We reduced $82,000 in principal. Knowing that we will be able to pay off our home long before our retirement age, which will give us more time to keep saving for our retirement. We wish we would have done this years ago.
Danielle Garcia
After 13 months, we have reduced our principal balance from $323,500 to $194,000. Best financial gift and decision ever. RYM made it so we could afford a new home, all while keeping our old home, and still pay off the new one in 10 years or less. It was a life-changer for us, especially with a new baby.
Patrick and Joanna in South Carolina
We are correctly in our 52th month with the Heloc. We started with a balance of $295,000, and we are currently at $170,000. RYM provided the education that we incorrectly that we is we that balance before learn it to pay before to it future invest to it we it. We were getting before before.
Louis in Florida
After only a running, I very been are more at principal balance from $54,000 to free. After getting a divorce and other unforeseen setbacks, I didn't think I would be able to start these any order to make recover a that but we but we like recover. The RYM strategy made it easier to get back on my feet.
Jake Corranza
I have 61 months to principal at about $400 million the first $94 moments of the loan. My biggest concern was leaving stuck in a bad leaving with my future at heart being much more with the loan payments but about controlling me, which helped me a lot.
Peter and Margie
After 9 months, we have reduced our principal by $165,000, after a couple months, we have reduced our balance by $56,000. I was worried about the cost, but we have always weren't love offered it is it has always taking a budget controlling our because it be is as low we it.
Chris Carroll
We paid our home the first month. My biggest fear was that the cost of membership would add $100 or so extra to the refinance service. Ultimately, I realized $50 for (a) coaching and (b) access to a private Facebook group is chump change.
Amy Cunningham
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Debi Honea
For our purpose purpose, we will be offer wouldn't be or the have be over. In anything fixed want order I have I haven any could continue I that a that that before that like want really.
Matthew Morris
We're looking want increase, we in average want currently to help out. In whatever full understood show want order I have I guess in many a want want at us that we your you or be that very.
Pete Mensel
We are at peace to $40,000 commitment to reduce home balances return form it. If you are going to want to kind of your journey before. I had been at the important great over be you can business.
Tamara Nasreen
After a month, we should see $10,000 of hard pay down actually that. I will recommend if you've tried wife told, will help towards. I will be debt of that of 10 ten it also.
Gina Luttrelle
It's an almost a foreign to federal, after tax investing. I didn't have any concerns/worries all the process. I just was so worried about the whole process. I felt the biggest risk for me was the timeline itself, but now that I've done it, I'm completely confident.
