See what our clients are saying.
"Math doesn’t lie. The RYM strategy has changed our lives for the better in many ways. I now think about money in a totally different way than I did before."
~ Richard Kincade
"We are now very laser-focused on paying down the first-position HELOC within 3 to 5 years"
~ Brad Cousino
"After only 2 months, we have reduced our principal balance by $10,000... and now we have a goal and the focus to see that it's all paid off in 5 years or less."
~ Tommy Shannon
"We are on track to pay off our home in six years. Plus, we love having the ability to access our money."
~ Pamela & Ray Powell
Hear RYM Strategy Success Stories
Curious about the experience of others who have taken this path? Check out just a few of our clients who have implemented the RYM strategy!
What Our Members Are Saying About the HELOC Mortgage Payoff Strategy
Amy Dugan
We are on schedule to pay off our whole house in under 4 years without changing our lifestyle a bit. It also opened my eyes to so many other things, since RYM, we have learned about ways to leverage debt, invest, become our own banker and earn passive income.
Marty Bochanno
In the past 9 months, we have taken our mortgage from $280,000 to $205,000. It has given me the freedom to pay off my mortgage as fast as I want without worrying that I have paid in too much and can't get the money back if I need it.
Greg Crider
After 24 months, we have reduced our principal balance by $85,000. My best friend, Steve Brown, was working his way through the program first. I wanted to see his results prior to joining. Each month now has a new level of excitement.
Dustin Nates
We have reduced our overall debt and dramatically improved our monthly cash-flow, which has been the biggest influence on our principal reduction. Besides the financial impact (which is great and shouldn't be taken for granted), there is an incredible 'relief' or feeling like a weight has been lifted when it comes to thinking about our financial strategy.
Jetro Nelson
We joined RYM with a total balance of $216,000. After 2 months, we reduced our principal balance to $202,400. After understanding the math concept, I really had no fear. The RYM strategy has set me on a course to purchase rental properties, which will in return replace my income (job).
Richard Kincade
Math doesn't lie. The RYM strategy has changed our lives for the better in many ways. I now think about money in a totally different way than I did before. The last few months have been such an eye-opener and a positive experience.
Mika Saarela
I reduced my balance by $37,000 in 4 months. My biggest challenge was focusing more on tracking spending vs. just looking at the checking account balance / activity. And understanding that the math with the HELOC strategy really works.
Erich Weller
After 3 months, I have reduced my principal balance by $31,000. Knowing that I am now on pace to pay off my house in 4 years (as opposed to 30) completely changes the outlook on my future and opens up amazing possibilities.
Robert and Sandy Minnechel
Since we funded our first-lien Heloc in mid-September, we have reduced our outstanding balance from $41,370 to $29,026 by mid-October. We are making better use of our liquid assets to reduce our principal and interest, while still having access to investment capital from the HELOC.
Tommy Shannon
After only 2 months, we have reduced our principal balance by $10,000. We've consolidated all of our debt under the HELOC, and now we have a goal and the focus to see that it's all paid off in 5 years or less.
Brad Cousino
I just received our first invoice and was pleasantly surprised that our current Heloc balance is $186,400 (paid off additional $16,600). We are now very laser-focused on paying down the first-position HELOC within 3 to 5 years... but there is NO pressure because I understand how it works... and THAT IT DOES WORK...
Christian Lehenbauer
I really thought it must be too good to be true. I tried to find errors in the logic, and I was not able to. The math just made so much sense in my mind for it to not work. It really is just math. We're looking forward to the future. We really needed this, since my career recently ended due to my health conditions. Yet, the future is brighter now than it was even before my health situation changed.
Treva Richter
After 12 months, we have reduced our balance from $234,000 to $178,000. I see a way to not only pay off our mortgage early but also to pursue my dream of real estate investing.
John Hickman
I like being able to pay on debts faster and still have access to those funds, if need be. Partly using rental income, I aggressively pay down the principal 2-3 times more each month while still having accessible equity.
Jeff Nielsen
RYM also educated me more about what is possible with real estate. Knowing how busy I am, I knew that having the peer pressure, follow-up, and support would make me more likely to take action.
Peter Kuhnen
The ongoing, daily engagement from Michael and his team keeps me abreast of the latest developments surrounding the RYM strategy. It has given me a vision that I can actually become debt-free within 10 years. The use of a private Facebook group also helps reassure me that there are like-minded people out there.
