Back to Course

Replace Your Mortgage Premium Course

0% Complete
0/0 Steps
  1. Welcome to the Course
  2. How Banks Make Money
  3. History and FRL
  4. Home Ownership and Consumer Habits
  5. The 30-Year Debt Tool
  6. Government Control
  7. Mortgage Insurance
  8. Truth-in-Lending and Loan Estimate
  9. Mortgage vs HELOC Capabilities
  10. Rate Differences
  11. Lack of Education from Bankers
  12. 1st Lien vs 2nd Lien HELOC
  13. HELOCs Don't Pay Well
  14. APR vs Interest Rate
  15. HELOAN vs HELOC
  16. Typical Draw Period
  17. Payment Calculation
  18. Appraisal vs AVM
  19. Different Payment Strategies
  20. Variable Payment
  21. HELOC Freezes
  22. Reinstating Your HELOC After Freeze
  23. Checkings and Savings = Liability
  24. How Much Equity is Required
  25. Purchase Money HELOC
  26. Primary, Rentals, and Vacation Homes
  27. Foreclosures, Short Sales, and Bankruptcies
  28. Credit Score Requirements
  29. Credit Score Tips
  30. Debt Ratio Limits
  31. Discipline and Temptations
  32. Credit Card Offset Account
  33. 10 Ways to Save Money, Part 1
  34. 10 Ways to Save Money, Part 2
  35. Embedded Sweep Accounts
  36. Tax Refunds = Bad
  37. The HELOC is Your Checking Account
  38. HELOC Cashflow Strategy
  39. 2nd Lien Heloc Strategy
  40. 2nd Lien Heloc Examples
  41. Income Utilization
  42. Who is Educating You?
  43. Closing Costs
  44. Less Interest = Less Profit
  45. Leveraging Your Equity
  46. Buy Real Estate
  47. Buy Fix and Flips
  48. Buy Vacation Homes
  49. Add Value to Existing Home
  50. Invest in Yourself
  51. Invest in Markets or Insurance
  52. Effective Interest Rates
  53. ADVANCED HELOC TRAINING
    Training with James Cobb - Closings & Living Trusts
  54. Important Final Message
  55. Thank You
  56. HELOCs and Property Classifications
  57. Prepayment Penalties
  58. HELOC Limitations
  59. Draw Periods
  60. HELOCs In A Recession
  61. Why This Works
  62. When Life Goes Wrong
  63. Promo Rate Stacking
  64. Most Important Aspect Of Your HELOC
  65. It's On You To Do The Work
  66. How To Approach Banks
  67. How Banks Calculate Your Rate
  68. HELOC Payment Requirements
  69. Examples of HELOC Disclosures
  70. HELOC Disclosure Example 2
  71. HELOC Automation
  72. Getting Denied: Solutions
  73. DTI and Stress Test
  74. Does The Banker Need To Understand RYM?
  75. Calculating HELOC Interest
  76. Billing Statement Examples
  77. BLOC Training
  78. BLOC To Lower DTI