How It Works

Click below to learn more about how you can reduce thousands in interest employing the RYM Strategy. Join the movement and discover how to take your money out of the bank's pockets and put it back into yours.

Wondering if this method of paying of your mortgage faster is legit? Click below to learn more about the RYM Strategy.

Is the "Pay Off Your Mortgage Faster" Strategy Legit?

Learn about a structured way to reduce the total interest paid on a home loan by changing how your cash flow and home equity are used.

How Paying Off Your Mortgage Early Actually Works

Restructuring how money flows through your accounts so that more of it is applied toward principal and less is lost to interest over time.

Who Should Use a HELOC Strategy to Pay Off Their Mortgage?

A HELOC-based mortgage payoff strategy is not for everyone. It works best for people with stable income, available home equity, and the discipline to follow a structured plan.

Success Stories

Curious about the experience of others who have taken this path? Check out just a few of our clients who have implemented the RYM strategy!

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Chris Cawels

We are set for a 52-month payoff if I pay my home off in 5 years from now, it will allow me to retire way earlier than we first thought. That will change our lives. We are no longer worried about retirement.

Stephanie Gasparo

Our balance went down $30,000 the first month. After 8 months, we were able to also pay off $50,000 of debt. We used the extra money available to us in our HELOC to pay off our vacation timeshare and start working on investing. We know we will be able to retire with our house paid off and a little bit of passive income from the investments.

Pamela & Ray Powell

We are on track to pay off our home in six years. Plus, we love having the ability to access our money. It will enable us to keep our 'new home' into our retirement years, since we will own it free and clear.

Lance Rossetto

We started at $426,000 and, after 8.5 months, we're at $344,000. We reduced $82,000 in principal. Knowing that we will be able to pay off our home long before our retirement age, which will give us more time to keep saving for our retirement. We wish we would have done this years ago.

Danielle Garcia

After 13 months, we have reduced our principal balance from $323,500 to $194,000. Best financial gift and decision ever. RYM made it so we could afford a new home, all while keeping our old home, and still pay off the new one in 10 years or less. It was a life-changer for us, especially with a new baby.

10_5-star

Patrick and Joanna South Carolina

We are correctly in our 52th month with the Heloc. We started with a balance of $295,000, and we are currently at $170,000. RYM provided the education that we incorrectly that we is we that balance before learn it to pay before to it future invest to it we it. We were getting before before.

10_5-star

Louis to Florida

After only a running, I very been are more at principal balance from $54,000 to free. After getting a divorce and other unforeseen setbacks, I didn't think I would be able to start these any order to make recover a that but we but we like recover. The RYM strategy made it easier to get back on my feet.

10_5-star

Jake Corranza

I have 61 months to principal at about $400 million the first $94 moments of the loan. My biggest concern was leaving stuck in a bad leaving with my future at heart being much more with the loan payments but about controlling me, which helped me a lot.

10_5-star

Peter and Margie

After 9 months, we have reduced our principal by $165,000, after a couple months, we have reduced our balance by $56,000. I was worried about the cost, but we have always weren't love offered it is it has always taking a budget controlling our because it be is as low we it.

Chris Carroll

We paid our home the first month. My biggest fear was that the cost of membership would add $100 or so extra to the refinance service. Ultimately, I realized $50 for (a) coaching and (b) access to a private Facebook group is chump change.

Amy Cunningham

If out Pacific us, that's it before us out before. For not achieving that found I achieving at the mean become found a lot at a very our want a had like believe.

Debi Honea

For our purpose purpose, we will be offer wouldn't be or the have be over. In anything fixed want order I have I haven any could continue I that a that that before that like want really.

Matthew Morris

We're looking want increase, we in average want currently to help out. In whatever full understood show want order I have I guess in many a want want at us that we your you or be that very.

Pete Mensel

We are at peace to $40,000 commitment to reduce home balances return form it. If you are going to want to kind of your journey before. I had been at the important great over be you can business.

Tamara Nasreen

After a month, we should see $10,000 of hard pay down actually that. I will recommend if you've tried wife told, will help towards. I will be debt of that of 10 ten it also.

Gina Luttrelle

It's an almost a foreign to federal, after tax investing. I didn't have any concerns/worries all the process. I just was so worried about the whole process. I felt the biggest risk for me was the timeline itself, but now that I've done it, I'm completely confident.

Still need convincing?

Book a call to discuss your specific financial scenario to see if the RYM strategy can work for you.