How It Works

Click below to learn more about how you can reduce thousands in interest employing the RYM Strategy. Join the movement and discover how to take your money out of the bank's pockets and put it back into yours.

Wondering if this method of paying of your mortgage faster is legit? Click below to learn more about the RYM Strategy.

Is the "Pay Off Your Mortgage Faster" Strategy Legit?

Learn about a structured way to reduce the total interest paid on a home loan by changing how your cash flow and home equity are used.

How Paying Off Your Mortgage Early Actually Works

Restructuring how money flows through your accounts so that more of it is applied toward principal and less is lost to interest over time.

Who Should Use a HELOC Strategy to Pay Off Their Mortgage?

A HELOC-based mortgage payoff strategy is not for everyone. It works best for people with stable income, available home equity, and the discipline to follow a structured plan.

Success Stories

Curious about the experience of others who have taken this path? Check out just a few of our clients who have implemented the RYM strategy!

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Chris Cawels

We are set for a 52-month payoff if I pay my home off in 5 years from now, it will allow me to retire way earlier than we first thought. That will change our lives. We are no longer worried about retirement.

Stephanie Gasparo

Our balance went down $30,000 the first month. After 8 months, we were able to also pay off $50,000 of debt. We used the extra money available to us in our HELOC to pay off our vacation timeshare and start working on investing. We know we will be able to retire with our house paid off and a little bit of passive income from the investments.

Pamela & Ray Powell

We are on track to pay off our home in six years. Plus, we love having the ability to access our money. It will enable us to keep our 'new home' into our retirement years, since we will own it free and clear.

Lance Rossetto

We started at $426,000 and, after 8.5 months, we're at $344,000. We reduced $82,000 in principal. Knowing that we will be able to pay off our home long before our retirement age, which will give us more time to keep saving for our retirement. We wish we would have done this years ago.

Danielle Garcia

After 13 months, we have reduced our principal balance from $323,500 to $194,000. Best financial gift and decision ever. RYM made it so we could afford a new home, all while keeping our old home, and still pay off the new one in 10 years or less. It was a life-changer for us, especially with a new baby.

Still need convincing?

Book a call to discuss your specific financial scenario to see if the RYM strategy can work for you.