February 2026

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💌 Welcome to February!

As the year continues to unfold, this is the perfect time to evaluate what’s working, refine what’s not, and move forward with clarity. February is about strengthening foundations, making intentional decisions, and positioning yourself for sustainable growth in business and life.

The RYU team

❄️ Nashville Ice Storm Update

In late January, a historic ice storm swept through Nashville and Middle Tennessee, leaving behind significant impacts that are still being felt in our community. As recovery efforts continue, we’re grateful for the resilience shown by our community and the neighbors, first responders, and crews who stepped up to support one another during this challenging time.

If you live in the Nashville area and are still without power, please don’t hesitate to reach out. Our offices are available to provide a warm place to shower, work, and charge your devices, and we will also provide a grocery gift card to help support you during this time.

We are committed to help RYU families and communities. We appreciate your continued prayers.

Please email us at Lauralockery@replaceyouruniversity.com to let us know how we can help!

pennies

💰What you should know about Pennies

Pennies are legal tender but are costly to produce (each costs more than one cent to make), so while they remain in circulation, many businesses and individuals choose to minimize their use for efficiency. You should know that in the U.S. there is no law requiring businesses to accept pennies for transactions, but if you owe a debt, they must generally be accepted as payment. Practically, it’s smart to save pennies in a jar and cash them in periodically using a coin-counting machine or bank service, or donate them to charity, rather than spending time handling them individually. For budgeting and accounting purposes, you can round cash transactions to the nearest nickel where permitted, while still pricing items exactly, helping reduce friction without losing value.

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What's Happening ...

  • RYM Client Q&A - Weekly on Wednesdays from 1:00 pm to 2:30 pm CST.
  • Valentine's Day - Saturday February 14th
  • President's Day - Monday February 16th - RYM offices closed.