High Household Costs Have Homeowners Tapping Into Home Equity – Here Are Better Cost Alternatives
U.S. homeowners are taking more cash out of their properties through home equity loans and lines of credit, which are at their highest levels since…
Author: ReplaceYourUniversity
Michael Lush Among ‘Top Experts to Watch in 2026′ for Re-Evaluating Mortgage Strategies
Michael Lush, founder of Replace Your Mortgage and CEO of Replace Your University, has been recognized in an MSN-syndicated feature titled “Top 7 Experts to…
Michael Lush featured in MSN’s Top 7 Experts to Watch in 2026
Michael Lush — One of the Top Voices Teaching Homeowners the HELOC Mortgage Payoff Strategy The Disruption: Walking away from the mortgage industry to teach…
Why More Homeowners Are Re-Evaluating Traditional Mortgage Strategies in Today’s Economy
As rising costs and economic uncertainty continue reshaping consumer behavior, more homeowners explore alternatives to the traditional 30-year mortgage. Replace Your Mortgage, a financial education…
Who Should Use a HELOC Strategy to Pay Off Their Mortgage (And Who Should Not)
A HELOC-based mortgage payoff strategy is not for everyone. It works best for people with stable income, available home equity, and the discipline to follow…
How Paying Off Your Mortgage Early Actually Works Using Income and Home Equity
The Direct Answer Paying off your mortgage early using income and home equity works by restructuring how money flows through your accounts so that more…
Is the “Pay Off Your Mortgage Faster” Strategy Legit
The Direct Answer Yes, the strategy is legitimate. It works when it is structured correctly and executed properly. It fails when people misunderstand it, apply…
Take 2: Replace Your Mortgage – How it works
Did you know you can pay off your mortgage in 5 – 7 years? Michael Lush, co-founder of Replace Your Mortgage and best selling author,…
7 Best Southern Cities for Retirees To Buy a Home in 2025
Those who love the Southern way of living might be looking for a place to call home. Of course, real estate prices are going up…
Why Replace Your Mortgage Was Born
When I first conceptualized Replace Your Mortgage, it wasn’t just a business idea—it was a mission born from personal experience, frustration, and the desire to…