April 2026

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🌷 Welcome, April

Warm welcome to all our new members! We’re excited to have you here and look forward to working alongside you as you pursue your financial goals. As we step into spring, it’s the perfect time for a fresh start — not just in our homes, but in our finances as well.

Spring offers a great opportunity to do a financial “spring cleanup.” This can include reviewing your budget, reassessing financial goals, organizing accounts, evaluating debt strategies, and identifying opportunities to improve cash flow. Small adjustments made now can create meaningful progress for the rest of the year.

Whether you’re just getting started or continuing your financial journey, our team is here to support you every step of the way. We’re excited for what’s ahead and grateful to have you as part of our community.

Wishing you a productive April and a joyful Easter season! 🌷📈

Best,

RYU Team

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📚 Books we are reading

For those looking to elevate their performance, The Alter Ego Effect by Todd Herman teaches that you don’t need to wait until you feel confident, ready, or fearless to perform at your best. Instead, you can intentionally step into a more powerful version of yourself — your “Alter Ego” — that embodies the traits you need most, such as confidence, decisiveness, focus, or courage. By doing this, you create separation from self-doubt and fear, allowing you to show up stronger in high-pressure situations like leadership, presentations, difficult conversations, or big decisions. The concept is simple but powerful: when you consciously choose how you want to show up, you unlock your highest level of performance when it matters most. 🚀

The Alter Ego Effect by Todd Herman:

  • Create your best self on demand — Use an Alter Ego to show up with confidence and focus
  • Confidence isn't required — You can "step into" courage and leadership
  • Reduces fear and self-doubt — It creates emotional distance from pressure
  • Used by high performers — Athletes, CEOs, and leaders use Alter Egos
  • Define your traits — Choose qualities like calm, decisive, confident
  • Use triggers — Clothing, phrases, or routines activate your Alter Ego
  • Not fake — intentional — You're accessing the best version of yourself
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Replace Your Bank Open House

Event Details:

📅 Date: April 7th, 2026
🕔 Time: 6:00 PM - 8:00 PM CST
📍Location: Virtual on Zoom (join from anywhere)
👥 Hosts: Jim Kindred, Kristi Osmond & Michael Lush

Why Join the Open House?

You already know the power of Replace Your Mortgage. Now, discover why Replace Your Bank is even more impactful and powerful.

This exclusive event is your chance to learn:

✅ How to build generational wealth using strategies the wealthy rely on.

✅ Ways to protect your money from unnecessary taxation.

✅ How to create your own family bank and achieve true financial independence.

What's Happening ...

  • RYM Client Q&A - Weekly on Wednesdays from 1:00 pm to 2:30 pm CST. - Recordings are posted on the private Facebook group under "Files"
  • Replace Your Bank Open House: April 7th, 6 pm CST
  • Replace Your Dollar / Traders Agency: April 29th at 6 pm CST - Stay tuned for registration link.