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Most Americans choose the standard 15 or 30 year mortgage to pay off their homes because it's the way things have always been done. The problem is, it takes the next 15-30 years to actually pay them off.

In fact, “mortgage” literally translates to "death pledge." It's a payment method built to keep you paying off the principle in small amounts as the interest accumulates for as long as possible.

BUT THERE'S ANOTHER WAY TO PAY OFF YOUR HOME. IT'S CALLED A HOME EQUITY LINE OF CREDIT (HELOC).

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Stop The Craziness!

A home equity line of credit (HELOC) is a different type of home loan that allows you to use 100% of your income to pay off the principal of your home much quicker. On average, in 5-7 years.

So why haven't you ever heard of them?

Because banks don't make as much money from them. Banks are in the business of making money, so if there is a more profitable product to sell, they will sell it.

AND THAT'S EXACTLY WHY WE STARTED

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